2025
TBD
Habitual.AI is the world's first AI engine that enables financial
institutions to foster new banking habits in customers.
Habitual.AI learns how banking products are used and calculates personalized product journeys that are
most likely to create new banking habits in customers. It
encourages new user behaviour in customers by guiding them to product
features that fulfil their immediate banking needs, enabling them to unpack the
full utility of a banking product.
Trusted by leading institutions in global banking, Habitual.AI currently services a base of more than 10M end-users and has made more than 1M new banking habits. It consistently delivers business results in the form of more transactions, more monthly active users (MAUs) and increased card spend.
Habitual.AI is the flagship product of 3LOQ, an AI start-up founded by Carnegie Mellon alumni Anirudh Shah & Sunil Motaparti.